Get Cheap Car Insurance in Cerritos CA

  1. Residents of Cerritos Can Save Up To $630 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Cerritos

 

What's the Cost of Car Insurance in Cerritos?

We have been able to help several drivers in Cerritos CA locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Cerritos California, the annual rates had a difference of up to $1530. Specifically, this means that the cheapest price was $1013 and the most expensive was $2543.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Cerritos is important in getting the cheapest car insurance rates.

Lowest Average Highest
$1013 $1571 $2543

Insurance Prices: Cerritos vs. National/State Averages

Cerritos has low-cost car insurance premiums that are below the state's average. It costs $248 less per year than California's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Cerritos. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$1571 $1819 $1479

Cerritos CA Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Cerritos to give you a sense of where you can find the lowest costs.

The difference was -$141 between the cheapest neighborhood in Cerritos CA with a rate of $1430 on average and a +$679 difference between the priciest area in Cerritos CA with an average price of $2250.

# Neighborhood Average Rate
  Cerritos $1571
1 Baldwin Park +$679
2 West Hollywood +$664
3 Huntington Park +$228
4 Alhambra +$225
5 Lynwood +$200
6 Palmdale +$126
7 Walnut +$43
8 Hacienda Heights -$141

Let's go over some ways to save on car insurance in Cerritos

Cerritos Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Cerritos. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $71 more per year compared to being married, and being a man can typically cost up to $472 more per year in Cerritos CA as opposed to being a woman.

Cerritos Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Cerritos CA is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $3424 a year for insurance on average. This is far higher than the state average of $1819, and $1853 higher than Cerritos' average. When gender is taken into account the difference between male and female teens in Cerritos CA is $15.

The effect of DUIs on insurance premiums in Cerritos CA

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Cerritos then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1571 all the way up to $2922. That means that on average the cost for conviction in Cerritos CA can be an increase of $1351.

DUI City Average
$2922 $1571

Find cheap car insurance in Cerritos quickly and easily

 

Find Local Cerritos Agents

State Farm: Beth Bettger

20220 State Rd Cerritos CA 90703 United States

Randy Frager - State Farm Insurance Agent

10751 South St Cerritos CA 90703 United States

Armor Insurance Services

19151 Bloomfield Ave Ste B, Cerritos, CA 90703

Cerritos in Brief

  • $1571

    the average Cerritos resident's annual cost of coverage

  • $630

    our customer's average savings after comparing insurance

  • 15/30/5

    minimum insurance requirements in Cerritos CA

Area We Serve

90623, 90638, 90701, 90703

Cerritos Map

Need Insurance?

Compare car insurance quotes from top providers in Cerritos in seconds

 

2862

Happy Customers